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Looking for help on some practice problems on a assignment. 1. The following are methods of Risk Response except: a. Duplication b. Avoidance c. Transfer d. Assessment 2. All of the following are examples of the risk management process except: a. identification b. Evaluation c. Education d. Control 3. The following are examples of political risk except; a. Loss of reputation b. Religious and or ethical tensions c. Socio-economic conditions d. Government stability 4. Complete this sentence: The long term chance of occurrence, or relative frequency of loss, is defined to be a. Risk b. Peril c. Chance of loss d. Hazard 5. There are two main categories of risk measurement techniques. They are _________ and ____________ (fill in the blanks) 6. When a group of experts are asked to make independent predictions on a risk, with extremes discarded is called brainstorming a. True b. False 7. All of the following are defined as the nature of insurance except: a. Pooling b. Principal of indemnity c. Insurable interest d. Lack of consideration 8. All of these are requirements of the insurance contract except: a. The insurance company must be licensed in the state b. Agreement must be for legal purposes c. Parties must have legal capacity to contract d. There must be a valid offer and acceptance. 9. The following risks are thought to have the most impact on the financial viability of a company or project except: a. Construction delay b. Interest rates c. Insurance d. Corporate bond 10. Risk retention is optimal when: a. High severity, low frequency b. Low severity, high frequency c. Low severity, low frequency d. High severity, high frequency 11. Present value analysis can be useful in deciding how much money to spend on loss control. If net present value is positive, expenditures are justified a. True b. False 12. Purchasing Power Parity theory is that exchange rates adjust to the purchasing power of each currency tends to be the same. a. True b. False 13. An individual’s demand for insurance depends on all of the following except: a. Premium loading b. Risk aversion c. Persons income and wealth d. Nature of the losses 14. Most risks associated with finance include all but the following: a. Construction risk b. Currency risk c. Political risk d. Counter-party risk 15. Insurance can impact cash flows in all the following ways except a. Reduce expected tax payments b. Reduce costs of claims c. Reduce the cost of loss control d. Reduce the cost administrative staff 16. A derivative is a contract between two or more parties, and the value of the contract is based on underlying assets. In addition, the value of the contract can fluctuate depending on the type of security. Common types of underlying assets typically include stocks, bonds, commodities, currencies, interest rates, and market indexes a. True b. False 17. Calculate the opportunity cost of a company if the Risk free rate equals 7% and the risk premium equals 5%. 18. Managing corporate risk includes all of the following functions except. a. Identification of risk/uncertainties b. Managing investor diversification c. Analysis of risk implications d. Response to minimum risk 19. A hazard is a condition that can cause injury, damage, death or loss of equipment or property, environmental harm a. True b. False 20. Enacted July 30, 2002, what is the name of the act, also known as the \\\'Public Company Accounting Reform and Investor Protection Act, which set new or enhanced standards for all U.S. public company boards, management and public accounting firms.
September 20, 2013
Need Help Please HCS 465 Identify the components of a research report. Select one component and discuss what you would learn about the research study.
November 25, 2014